Wall Street Watches Ripple Reshape Global Currency – A New Order Is Being Established

Wall Street may be concerned as XRP, the digital asset linked to Ripple, is gradually becoming a pillar of financial infrastructure. According to cryptocurrency analyst and commentator Pumpius, the potential of XRP to reshape global liquidity is raising concerns for organizations that control cross-border finance.

XRP was not created to target retail investors but was developed as a programmable liquidity tool for financial institutions. Designed with speed and scalability in mind, the Ripple Technology Network has the potential to reshape existing payment systems as the XRP Ledger enables instant, trustless, and cross-border transactions. Ripple, the company behind XRP, is taking steps to become a legal part of the US banking system. 36crypto previously reported that Ripple has requested a national banking charter, which would allow the company to access the main accounts of the Federal Reserve and Tier 1 capabilities. This will allow Ripple to overcome the usual bottlenecks in the banking system and liquidity bridges. The company has also introduced RLUSD, a stablecoin backed by US dollar reserves held at the Federal Reserve. If adopted, it would be a compliant alternative to current payment systems, creating faster and more efficient digital remittance channels. XRP is Positioned as the Core Payment Layer in New Financial Railways Circle, the issuer of USDC, is also seeking a banking charter, which Pumpius described as a coordinated move rather than a competitive one aimed at establishing a new financial rail system. These emerging infrastructures comply with ISO 20022 standards, making them a suitable alternative to the outdated SWIFT network. Traditional banking models are seen as one of the victims of cryptocurrency. Digital ledgers like XRPL allow organizations to exchange money without the need for money transfer intermediaries and with minimal fees and friction across borders with near-instant payments. XRP's role as the core payment layer makes it even more strategic. Wall Street Control Faces Unprecedented Pressure According to Pumpius, what is happening is not only an expansion of Ripple but also a structural change in the way money moves. Wall Street's fear stems from the realization that this new infrastructure operates beyond their traditional influence. The progress of Ripple, combined with regulatory readiness, indicates a shift in control that legacy companies did not foresee. Ripple (XRP) can become a regulated and systematically applied tool for global payment transactions, capable of replacing a large part of Wall Street. As these historical bottlenecks gradually disappear, Wall Street institutions that once controlled cross-border finance are observing a new structure being built that initially does not include them. The increasing role of XRP in the developing financial system is challenging long-standing structures. With Ripple seeking regulatory status as a bank and expanding into stablecoin issuance, Wall Street's interest is said to be related to the growing independence and utility of this digital asset. #SpotVSFuturesStrategy