Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
319,821,433
0.000475%/
0.000525%
/4.60%
0.000625%
/5.48%
btc
BTC
2,620
254.43M USDT
0.000241%/
0.000336%
/2.95%
0.000292%
/2.56%
eth
ETH
6,364
11.83M USDT
0.000254%/
0.000349%
/3.06%
0.000307%
/2.69%
xrp
XRP
18,898,398
42.42M USDT
0.000556%/
0.000611%
/5.36%
0.000979%
/8.58%
doge
DOGE
193,015,745
35.1M USDT
0.000354%/
0.000403%
/3.54%
0.000429%
/3.76%
ondo
ONDO
23,935,480
21.99M USDT
0.000900%/
0.001259%
/11.03%
0.001092%
/9.57%
shib
SHIB
1,018,431M
13.94M USDT
0.000324%/
0.000356%
/3.12%
0.000613%
/5.37%
usdc
USDC
13,045,414
0.000358%/
0.000658%
/5.77%
0.001031%
/9.04%
kas
KAS
135,449,118
12.83M USDT
0.000167%/
0.000184%
/1.62%
0.000428%
/3.75%
ltc
LTC
141,712
12.53M USDT
0.000349%/
0.000386%
/3.39%
0.000613%
/5.37%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?